Terms and Conditions

BY CLICKING "I AGREE" WITH RESPECT TO THESE TERMS AND CONDITIONS, OR ELECTRONICALLY SIGNING THESE TERMS AND CONDITIONS AND/OR OTHER AGREEMENTS OR DOCUMENTS PROVIDED TO YOU VIA THE SYNERGY INSURANCE ONLINE SERVICES, AND/OR YOUR OTHERWISE ACCESSING AND USING THE SYNERGY INSURANCE ONLINE SERVICES, YOU ("YOU" OR "USER") ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS (THIS "AGREEMENT"). IF YOU DO NOT AGREE TO THIS AGREEMENT, CLICK "I DON'T AGREE" AND DO NOT ACCESS OR USE THE ONLINE SERVICES.

This Agreement is a legal agreement between you and Synergy Health Associates ("Synergy," "we" or "us") for the use of the Synergy website and online services (collectively, the "Online Services") as an online service provided from Synergy's designated servers. You represent and agree that you are over the age of eighteen (18) and have the capacity and authority to bind yourself to the terms of this Agreement and agree to be bound by the terms of this Agreement. If you register to use or use the Online Services on behalf of an entity, you represent and warrant that you have legal authority to bind such entity to these Terms, and in such event the terms "you" and "your" also refer to such entity, except that if you do not have actual legal authority to bind such entity, you are and shall be personally bound and liable under the Agreement and you agree to indemnify Synergy with respect to any claims, losses, expenses (including, without limitation, legal expenses), damages or other liability (collectively, "Claims") arising or resulting therefrom. Synergy shall not have any liability for any Claims arising or resulting from reliance on any representation, warranty, agreement, instruction, notice or communication received from you whether on your own behalf or on behalf of such entity.

YOU AGREE THAT ALL DISPUTES BETWEEN YOU AND SYNERGY, INCLUDING WITHOUT LIMITATION DISPUTES RELATED TO THIS AGREEMENT AND/OR YOUR USE OF THE ONLINE SERVICES WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION UNDER THE AMERICAN ARBITRATION ASSOCIATION RULES FOR ARBITRATION OF CONSUMER-RELATED DISPUTES EXCLUSIVELY IN MIAMI, FLORIDA, AND YOU HEREBY EXPRESSLY WAIVE THE RIGHT TO A TRIAL BY JURY. YOU HEREBY IRREVOCABLY WAIVE THE RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST SYNERGY INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS.

Introduction

Synergy Health Associates is a Florida-based insurance agency that provides comprehensive benefits administration and management services to agents, associations and insurance carriers nationwide. The licensed third-party call center agents that use the Online Services sell various insurance and non-insurance products to consumers throughout the United States. All sales are conducted telephonically and include an electronic signature or a recorded verification script which is required with each sale. The purpose of this electronic signature and recorded verification call is to ensure that the customer understands, among other things, what product they are purchasing, what benefits are included with that product, how much they are paying at the initial time of sale, how much they will pay monthly thereafter, and that all subsequent monthly payments will be automatically drafted from the credit or banking account provided by the customer. Each customer agrees that they are signing up for benefits or services that include an automatic recurring payment plan. Each customer expressly authorizes Synergy to automatically debit their bank account or credit card on the payment due date provided to collect any and all fees and any applicable association membership dues for their applicable association membership.

Products and Services

Synergy provides the Online Services through which you can research and obtain information related to various insurance policies provided by third party insurance companies and other products and services offered by associations that you pay to join as a member, and/or products and services provided by other third parties. Some associations offer limited benefit insurance products and product or service discount packages as part of their membership, which are provided by them when you pay to become a member of the applicable association. For some, the benefits are bundled with the membership. For others, the insurance and other products are charged separately from the association membership. Additional information regarding the applicable associations and insurance and other products and services, including their forms, documentation requirements and contracts, is provided by the applicable associations as part of your enrollment with the applicable associations. You are required to agree to their terms and agreements when enrolling in the applicable associations and/or purchasing products and services provided by the associations or third parties. By accessing and using the Online Services, you consent and agree to be contacted by us and third party insurance agents and/or association representatives or other third party product and service providers about the products and services set forth herein and any other ancillary products and services. Information set forth on the Online Services or any linked websites is provided only for general information purposes, is not intended to be a contract, a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to the products and services described. All products and services referenced on the Online Services are subject to change at any time without notice. All products and services may or may not be appropriate for any particular consumer and the circumstances that may apply to the consumer. Accordingly, Synergy does not endorse or recommend any product of service for any particular consumer and cautions that each consumer to research and assess whether the products and services referenced on the Online Services or any linked website are appropriate for the consumer and his or her needs. You are not required to buy any product or service identified on the Online Services or any linked website. Nothing herein shall be deemed to be advice to any consumer as to the appropriateness of any product or service for the consumer.

Insurance Products and Services

Synergy is not an insurance company. It introduces users to insurance and related products offered by third parties. It also refers consumers to licensed independent insurance agents. These insurance agents are not employed by, or affiliated with Synergy, and Synergy is not liable for their conduct and representations. All insurance policies, contracts, plans and product benefits, coverages, exclusions, premium and other fees are subject to the terms, exclusions, limitations and conditions of the actual insurance contract and any related forms provided by the applicable insurance company at the time of purchase, and shall not be deemed to be modified, supplemented or otherwise changed by any information set forth on the Online Services or any linked website. For complete descriptions of the terms, conditions and exclusions of insurance coverage or other products or services, please contact a licensed insurance agent and/or refer to the additional terms, conditions, notices and other documentation provided by the applicable insurance company. Unless expressly stated otherwise, the insurance products and services do not comply with the Affordable Care Act ("ACA"). The Non-ACA health plans are short term medical plans, hospital indemnity and ancillary health plans. The insurance products and services offered through the Online Services and any linked websites are issued by various insurance companies and are not be available in all states. Not all applicants will qualify for coverage. You can obtain more information about insurance products by contacting a licensed insurance professional. Availability of premium rates and policy forms may be changed by each insurer without prior notice. Neither the Online Services, nor any linked website, shall be deemed to provide tax or legal advice regarding the products or services presented. You should consult your own tax, legal and other advisors before purchasing an insurance product. WE DO NOT REPRESENT OR WARRANT THAT ANY INFORMATION ON THE ONLINE SERVICES OR ANY LINKED WEBSITES REGARDING ANY INSURANCE POLICY, CONTRACT, PLAN, PRODUCT OR PREMIUM AND FEES RELATED THERETO IS ACCURATE OR COMPLETE AND YOU SHOULD REFER TO EACH INSURANCE COMPANY'S DISCLOSURES, ILLUSTRATIONS, SUMMARIES, AND PRODUCT DESCRIPTIONS FOR SPECIFIC INFORMATION. DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

Usage, Accounts and Registration

You can browse products and services without registering, but in order to purchase any product or service you must register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your email address or other contact information. You represent and warrant that the information you provide to us is accurate and that you will keep it accurate and up-to-date at all times. When you register, you will be asked to provide a password. You agree to: (a) create only one account (unless specifically approved by Synergy in writing); (b) provide accurate, truthful, current and complete information for your account; (c) maintain and promptly update your account information and payment method information; (d) maintain the security of your account by not sharing your username or password with others and restricting access to your account and otherwise not permitting third parties to access or use your account; (e) promptly notify us if you discover or otherwise suspect any security breaches relating to your account at: support@synergyha.org; (f) not sell, transfer or assign your username and password; and (g) accept sole responsibility for all purchases and other transactions or activities that occur under your username and password, whether or not you have authorized the activity, and indemnify Synergy with respect to any Claims arising from or related to any use of your account, whether authorized or unauthorized. If you purchase any products or services via the Online Services, you authorize Synergy and/or the applicable third party suppliers and their designated payment processors to store and use your payment information and other related information for payment processing purposes. Synergy reserves the right, exercisable as it determines in its sole and absolute discretion, to suspend, disable or terminate access to your account based on suspected or actual unauthorized use or other violation of this Agreement or any of the other agreements, terms and conditions applicable to any products or services you purchase or otherwise use via the Online Services. If you access the Online Services from outside the United States, you consent to the transmission and/or transfer of data relating to your user account and communications and transactions relating to Products purchased via the Online Services across all applicable international boundaries. ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURANCE COMPANY OR OTHER PERSON SUBMITS AN INSURANCE APPLICATION OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE, INCOMPLETE OR MISLEADING INFORMATION MAY BE COMMITTING A CRIME AND MAY BE SUBJECT TO CIVIL OR CRIMINAL PENALTIES. By providing us with a telephone number and other contact information when registering for an account, you agree to receive communications, including via-email and calls (including text messages and calls made using an autodialer or prerecorded voice message), from us or on our behalf (or our affiliates and our or their respective employees, contractors, agents, business partners or other third parties permitted to receive your information under Synergy's Privacy Policy) at the email address or telephone number you provided, even if that number is on a National or State Do Not Call List. These calls may be for information and marketing purposes, such as to provide you with information about products and services and your insurance options, for assistance with applications, and to provide reminders of deadlines. You are not required to provide your consent to these calls as a condition of any purchase on or through the Online Services, and you may revoke any consent for marketing messages, phone calls or text messages as described below. Standard text messaging and telephone minute charges applied by your cell phone carrier will apply.

Opt-Out

IF YOU WISH TO OPT OUT OF MARKETING EMAILS, YOU CAN UNSUBSCRIBE BY FOLLOWING THE UNSUBSCRIBE OPTIONS IN THE EMAIL ITSELF. IF YOU WISH TO OPT OUT OF TEXTS, YOU MAY REPLY STOP FROM THE MOBILE DEVICE RECEIVING THE MESSAGES. IF YOU WISH TO OPT OUT OF MARKETING CALLS OR CALLS TO A WIRELESS NUMBER, THEN YOU MAY MAKE A DO NOT CALL REQUEST EITHER DURING A CALL YOU RECEIVE FROM US OR BY CALLING BACK THE PHONE NUMBER PROVIDED DURING THE CALL. TO OPT OUT OF SUCH TEXTS OR PHONE CALLS, YOU MAY ALSO EMAIL US AT support@synergyha.org WITH A REQUEST TO STOP RECEIVING SUCH TEXTS OR CALLS AT A SPECIFIED PHONE NUMBER. You understand and agree that you may: (i) continue to receive communications while we process your opt-out request, (ii) receive a communication confirming the receipt of your opt-out request, and (iii) after opting out of receiving marketing messages, continue to receive certain non-marketing communications by email or to a non-wireless number, such as confirmations or updates related to your account, insurance application or policy, or transactions through the Service. You may correct or update your contact information by contacting us at support@synergyha.org or by mail at 350 Camino Gardens Blvd. Suite 201, Boca Raton, Florida 33432.

User Authorization and Responsibilities

For good and valuable consideration, the sufficiency of which is hereby acknowledged, and subject to your compliance with the terms of this Agreement, Synergy grants you a limited, nonexclusive, nonsublicenseable, nontransferable and revocable authorization: (a) if you are an insurance agent or broker, to access and use the Online Services solely for your own insurance practice operational use for the applicable business for which you are authorized to use the Online Services; and (b) if you are a customer, to access and use the customer interface features of the Online Services for interaction with the applicable insurance or other service provider for which you are authorized to use the Online Services. All other rights not expressly granted above are reserved by Synergy. This Agreement applies to both insurance agent and consumer users except as otherwise stated. You shall not allow any unauthorized access to or use of the Online Services and shall maintain the confidentiality of all usernames, passwords, API keys, and similar access credentials. You will be solely responsible for any and all activity or use of the Online Services by you or otherwise under your User account. You will notify Synergy promptly upon becoming aware of any unauthorized access to or use of the Online Services. You will use the Online Services only in accordance with the terms of this Agreement (as may be amended from time to time by Synergy), applicable policies, laws and other legal requirements and third party contractual requirements. You shall not: (a) sell, resell, rent, lease, license, transfer, assign, distribute, or otherwise commercially exploit the Online Services; (b) use the Online Services to store or transmit malicious code; (c) interfere with or disrupt the integrity or performance of the Online Services; or (d) attempt to gain unauthorized access to the Online Services or their related systems or networks. As a condition of your use of the Online Services, you agree that you will not: • Use a robot, spider or other automated device, process or means to access or use the Online Services, or defame, abuse, harass, threaten or otherwise violate the legal rights of others. • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information. • Send viruses, corrupted files, or any other similar software or programs that may damage the operation of the Online Services. • Send false or misleading information, including any information provided in connection with ordering any products or services. • Falsify or delete any author attributions, legal or other proper notices or proprietary designations. • Restrict or inhibit any other user from using and enjoying the Online Services. • Scrape or otherwise copy any images or other content on the Online Services or harvest information about others for the purpose of building "contact" or "lead" lists. • Violate any applicable laws or regulations.

Usage Limitations

You shall not: (a) modify or make derivative works based upon the Online Services; (b) reverse engineer the Online Services; (c) otherwise access or use the Online Services in order to: (i) build a competitive product or service; (ii) build a product using similar ideas, features, functions or graphics; (iii) copy any ideas, features, functions or graphics; (iv) violate U.S. Department of Commerce export administration regulations; or (v) disclose Online Services performance benchmark results to a third party. User credentials cannot be shared or used by more than one individual User. Prices are subject to change at any time, and such changes shall be posted online and effective immediately. Resale of any products or services is prohibited without the specific prior written permission of Synergy.

Payments

If you purchase products or services that have recurring payments, you acknowledge and agree that you are agreeing to an automatic recurring payment plan. By submitting an order via the Online Services, you agree to purchase and pay for the ordered products or services, including all applicable taxes. You expressly authorize Synergy to automatically debit your bank account, credit card, debit card or other payment method provided by you on the payment due date to collect any and all fees and charges for insurance and other products or services as well as any applicable association membership dues. All payments shall be in U.S. dollars. All payments are non-refundable unless otherwise expressly stated herein or in the applicable additional agreements for the particular products or services provided by third parties. You agree to keep your payment method information complete, accurate and current at all times. If Synergy is unable to charge your payment method for the full amount owed, or receives a chargeback, reversal or payment dispute, you agree that Synergy may pursue all available lawful remedies including immediate suspension of your account and/or cancellation of products or services. Past due payments shall accrue interest at the rate of one and one-half percent (1½%) per month or the applicable maximum legal rate, whichever is less.

Returns; Refunds; Cancellation Policy

You may cancel your membership with an association and/or any insurance product or service within thirty (30) days of the applicable purchase by contacting Synergy by email to support@synergyha.org, or by calling Synergy at (877) 217-0431 to request cancellation. You may cancel/terminate the recurring scheduled payments for insured and non-insured products purchased at any time by notifying Synergy in writing at least three business days prior to the next scheduled payment date by sending an email to support@synergyha.org or calling customer service at (877) 217-0431. YOU MUST EMAIL SYNERGY AT THE ABOVE-SPECIFIED EMAIL ADDRESS OR CALL SYNERGY AT THE ABOVE-SPECIFIED PHONE NUMBER IN ORDER TO CANCEL/TERMINATE. IF YOU CONTACT SYNERGY BY OTHER MEANS FOR CANCELLATIONS, THE CANCELLATION WILL NOT BE EFFECTIVE. IF YOU DO NOT TERMINATE OR CANCEL YOUR MEMBERSHIP OR RECURRING PAYMENT ARRANGEMENT AS PROVIDED ABOVE PRIOR TO THE END OF THE THEN CURRENT APPLICABLE MEMBERSHIP OR PAYMENT PERIOD, YOUR MEMBERSHIP AND/OR RECURRING PAYMENT ARRANGEMENT WILL BE AUTOMATICALLY EXTENDED AT THE END OF THE THEN CURRENT PERIOD FOR ANOTHER FULL PERIOD OF THE SAME DURATION AT THE THEN CURRENTLY APPLICABLE FEE RATES PLUS ANY APPLICABLE TAXES.

Intellectual Property Ownership

Synergy alone (and its licensors, where applicable) owns and shall own all right, title and interest, including all related intellectual property rights, in and to the Online Services. The Agreement is not a sale and does not convey to you any rights of ownership in or related to the Online Services or the intellectual property rights owned by Synergy. All enhancements, modifications, and derivative works made to the Online Services shall be owned by Synergy. You hereby irrevocably assign to Synergy all right, title and interest in and to any such Derivatives, including all intellectual property rights therein that may inure to you.

License to User Data and Content Submissions; Suggestions

By registering, posting, uploading, inputting or otherwise submitting your contact information or other information to the Online Services, you grant to Synergy and its contractors and their respective affiliated companies permission to use such information in connection with the operation of the Online Services and marketing of products and services to you. You hereby grant to Synergy a non-exclusive, worldwide, royalty-free right and license to receive, retrieve, process, administer, transmit and otherwise use any user data or content as necessary to provide the Online Services in accordance with this Agreement. You may provide suggestions, enhancement requests, or recommendations ("Suggestions") regarding the Online Services. You hereby grant to Synergy a royalty-free, worldwide, irrevocable, sublicensable, transferable, perpetual license to use and incorporate such Suggestions into the Online Services.

Security

You may not tamper with the Online Services, commit unauthorized intrusion into any part of the Online Services or use the Online Services to intrude into any other site. Acts of interference, including but not limited to, password cracking, denial-of-service attacks, are prohibited. You acknowledge and agree that the Online Services may be inaccessible or inoperable from time to time due to maintenance, upgrades, hardware or software malfunctions, or other issues and Synergy shall have no liability with respect thereto.

Confidentiality; Healthcare Law Compliance

By virtue of this Agreement, the parties may have access to information that is confidential to one another ("Confidential Information"). Each party shall comply with all applicable laws, rules and regulations in performing its obligations hereunder, including, without limitation, HIPAA. If you provide to Synergy any personal health or health-related information which constitutes "Protected Health Information" as defined under HIPAA, you give your permission to Synergy to retain and use such information as necessary for your use of the Online Services and as otherwise required by law. Notwithstanding any other provision in the Agreement, Synergy has the right to gather, compile, store, retain, use, sell, license, transfer or otherwise exploit all information that is not "Protected Health Information" as defined under HIPAA or other "personally identifiable data" for research, quality control, product development and commercial purposes.

Disclaimer of Warranties

THE ONLINE SERVICES AND ALL DATA AND CONTENT ARE PROVIDED TO YOU STRICTLY ON AN "AS IS" BASIS. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED HEREIN, ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW BY SYNERGY. SYNERGY DOES NOT WARRANT THAT THE ONLINE SERVICES OR ANY DATA OR CONTENT WILL BE CORRECT, UNINTERRUPTED OR ERROR-FREE. THE CONTENTS OF THE ONLINE SERVICES ARE NOT INTENDED IN ANY WAY TO CONSTITUTE MEDICAL ADVICE. IF YOU HAVE A MEDICAL EMERGENCY AND ARE IN THE UNITED STATES, PLEASE IMMEDIATELY CALL 911.

Limitation of Liability

IN NO EVENT SHALL SYNERGY AND ITS AFFILIATES' AND LICENSORS' TOTAL AGGREGATE LIABILITY WITH RESPECT TO THIS AGREEMENT OR THE ONLINE SERVICES EXCEED THE AMOUNTS ACTUALLY PAID BY YOU TO SYNERGY, IF ANY, IN THE MONTHLY PERIOD PRECEDING THE DATE THAT THE APPLICABLE CLAIM AROSE. IN NO EVENT SHALL SYNERGY OR ITS AFFILIATES OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR OTHER DAMAGES OF ANY TYPE OR KIND (INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA, REVENUE, PROFITS, USE OR OTHER ECONOMIC ADVANTAGE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH THE AGREEMENT OR THE ONLINE SERVICES.

Indemnification

You agree to indemnify, defend, and hold harmless Synergy, its affiliates and their respective employees, agents, successors, officers, and assigns from any suits, losses, claims, demands, liabilities, costs and expenses (including attorney's fees and other legal expenses) that they may sustain or incur arising from your use of the Online Services, your failure to comply with any applicable laws and regulations, your breach of any of your representations, warranties or obligations set forth in this Agreement, or any other act or omission by you.

Termination

Your authorization to access and use the Online Services is effective until terminated. Either party may terminate this Agreement or suspend access to and use of the Online Services at any time with or without any reason. Your authorization to access and use the Online Services will terminate immediately without notice from Synergy if you fail to comply with any provision of this Agreement. Upon termination, you must immediately cease all access to and use of the Online Services and erase, remove and destroy all copies of any software provided by Synergy installed on any computers or other devices in your possession or control.

Governing Law; Arbitration; Jurisdiction and Venue

This Agreement shall be governed by and construed in accordance with the laws of the State of Florida without application of conflicts of laws rules or principles. You and Synergy agree that this Agreement affects interstate commerce and that the Federal Arbitration Act governs the interpretation and enforcement of these arbitration provisions. All claims or disputes arising out of or relating to this Agreement shall be finally settled by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules, excluding any rules or procedures governing or permitting class or representative actions. To start an arbitration, you must: (a) write a Demand for Arbitration; (b) send three copies of the Demand for Arbitration, plus the appropriate filing fee, to the American Arbitration Association; and (c) send one copy of the Demand for Arbitration to Synergy at 350 Camino Gardens Blvd. Suite 201, Boca Raton, Florida 33432. Class Action Waiver. You and Synergy agree that any and all arbitration shall be conducted in individual capacities only and not as a class action or other representative action. YOU AND SYNERGY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY.

Force Majeure

Neither party will be liable for any failure or delay in its performance under this Agreement due to any cause beyond its reasonable control, including act of war, acts of God, earthquake, storms or other weather or natural events, embargo, riot, sabotage, terrorism, epidemic, pandemic, labor shortage or dispute or other industrial disturbances, systemic electrical, telecommunications network issues, or other utility failures, governmental act or failure of the Internet.

Amendments

Synergy reserves the right to modify the terms and conditions of this Agreement or its policies relating to the Online Services at the end of each subscription period, or as required by law, effective upon providing written notice of such change. Changes may also be posted by Synergy on the Online Services user screens, and your continued use of the Online Services constitutes your acceptance of and agreement with the changes.

Electronic Communications & Signatures

When you use the Online Services or send e-mails, text messages, and other communications to us, you are communicating with us electronically. You consent to receive communications from us electronically and agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communication be in writing. This Agreement and other agreements or documents provided to you via the Online Services may be signed and executed by electronic signature and such Electronic Signature acknowledges your intent to authenticate and be bound by the applicable agreement or document.

Trademark and Copyright Notices

Synergy Health Associates DBA Purple Health and other word marks and logos appearing in the Online Services are trademarks owned by Synergy Health Associates DBA Purple Health or its licensors, and you agree not to display or use such marks in any manner without the prior written consent of Synergy. Copyright © 2026 Synergy Health Associates DBA Purple Health and/or its affiliates or licensors.

SMS / Text Messaging Terms

By providing your mobile telephone number and consenting to receive text messages from Synergy Health Associates DBA Purple Health ("Synergy"), you agree to the following terms: Synergy may send you text messages related to your account, insurance products and services, enrollment reminders, and other informational communications relevant to your relationship with Synergy. Message frequency varies based on your account activity and interactions with Synergy. Message and data rates may apply. Contact your wireless carrier for details. To stop receiving text messages from Synergy at any time, reply STOP to any message. You will receive one final confirmation text and will receive no further messages unless you re-enroll. For help or support, reply HELP to any message or contact us at support@getpurplehealth.com or (877) 217-0431. Carriers are not liable for delayed or undelivered messages. No mobile opt-in data or consent information will be shared with third parties or affiliates for their own marketing or promotional purposes.

Questions

Should you have any questions, or if you desire to contact Synergy for any reason, please contact Synergy at: Customer service: (877) 217-0431 350 Camino Gardens Blvd. Suite 201, Boca Raton, Florida 33432 support@getpurplehealth.com Mon – Fri 9am – 5pm © 2026 Synergy Health Associates DBA Purple Health. All rights reserved. FL license number: L119704